Amen!.
Saturday, July 15, 2017
[VIDEO HIGHLIGHT] Sydney FC 0 – 2 Arsenal (2017 International Friendlies)
Arsenal recorded a comfortable victory over Sydney FC to begin their pre-season campaign, with Alexandre Lacazette making a dream debut.
Alexandre Lacazette made a stunning start to his Arsenal career by scoring on his debut to wrap up a 2-0 victory over Sydney FC.
Download and Enjoy!
Click here to DOWNLOAD HIGHLIGHT
Common Retirement Mistakes People Do
It is important to start preparing for retirement early to avoid being tragically unprepared when the time comes. In the process of retirement preparation, it is also important to note the retirement mistakes most commonly made.
Below are some common retirement mistakes people make.
1). Relocating Without Knowing the Place.
Most people decide to move to a more rural setting when they retire, because they consider it quieter and more relaxed than the city life they’ve had. Some also do it to be closer to their families. However, the mistake most people make is not knowing the area they are moving too well, so what was intended to be a relaxing getaway becomes a stressful experience that defeats the point of relocating. Rather than relocating immediately to a new place, first rent an apartment in the area and get a feel of the place for at least a year. If you are satisfied with your experience then you can consider buying property there and relocating completely.
2). Not Knowing What To Do With Your Time.
A lot of people spend time trying to figure out what to do with their money after retirement, but few people think of what to do with their time. If you don’t have a plan on how to spend your time after retirement, it can make the process a bit more difficult, because you might find yourself feeling useless and even depressed about it at some point. Try to find a hobby or side job that you enjoy, that won’t be too stressful or place too much of a demand on you, and use it to occupy yourself after retirement. Don’t make the mistake of thinking you will automatically be happier after retirement, because boredom and the feeling of uselessness can easily taint that happiness. Most times, retirement is not what people actually want, even though they spend all their time dreaming of it, they actually just want to finally do something they can enjoy and have more control over.
3). Falling Into The Temptation of ‘Post-Retirement Spending Hike’.
Though many retirees intend to spend less after retirement, they actually end up spending more in their first few years of retirement. This is mainly because of the excitement of finally ‘being free!’. You, therefore, see these retirees begin to do things they’ve always been ‘dying to do’ without really minding the cost. It is important for people to take note of this possible spending hike and use a budget to efficiently plan for it. You must stick to the budget and agree to let go of anything you know you won’t be able to realistically afford. It’s better to be responsible with your money and avoid regrets later.
4). Keeping Too Many Cars.
At some point, you need to ask yourself what exactly you are doing with four cars as a retiree. If you don’t have a good reason for keeping so many cars, you should sell the extra cars, hire someone to use the car for a cab business for you, or give them out to your children, grand children, friends etc. You should also consider that as you get older, walking instead of driving has added health and fitness benefits for you.
5). Underestimating Future Cost of Living.
This is why you should always have a retirement plan laid down. Typically, people underestimate the money they would need to comfortably live on after retirement. This is mainly because they don’t plan for retirement according to their spending habits; they instead plan with the belief that their spending habits would have been reformed by the time they retire, only to find out that is not the case. The general rule of retirement is to set aside 65 to 70% of your current household budget, then factor in every likely and possible expense you would ever incur, even if they seem far-fetched. You need to plan realistically and consider contingencies and unexpected costs.
Read More »
Below are some common retirement mistakes people make.
1). Relocating Without Knowing the Place.
Most people decide to move to a more rural setting when they retire, because they consider it quieter and more relaxed than the city life they’ve had. Some also do it to be closer to their families. However, the mistake most people make is not knowing the area they are moving too well, so what was intended to be a relaxing getaway becomes a stressful experience that defeats the point of relocating. Rather than relocating immediately to a new place, first rent an apartment in the area and get a feel of the place for at least a year. If you are satisfied with your experience then you can consider buying property there and relocating completely.
2). Not Knowing What To Do With Your Time.
A lot of people spend time trying to figure out what to do with their money after retirement, but few people think of what to do with their time. If you don’t have a plan on how to spend your time after retirement, it can make the process a bit more difficult, because you might find yourself feeling useless and even depressed about it at some point. Try to find a hobby or side job that you enjoy, that won’t be too stressful or place too much of a demand on you, and use it to occupy yourself after retirement. Don’t make the mistake of thinking you will automatically be happier after retirement, because boredom and the feeling of uselessness can easily taint that happiness. Most times, retirement is not what people actually want, even though they spend all their time dreaming of it, they actually just want to finally do something they can enjoy and have more control over.
3). Falling Into The Temptation of ‘Post-Retirement Spending Hike’.
Though many retirees intend to spend less after retirement, they actually end up spending more in their first few years of retirement. This is mainly because of the excitement of finally ‘being free!’. You, therefore, see these retirees begin to do things they’ve always been ‘dying to do’ without really minding the cost. It is important for people to take note of this possible spending hike and use a budget to efficiently plan for it. You must stick to the budget and agree to let go of anything you know you won’t be able to realistically afford. It’s better to be responsible with your money and avoid regrets later.
4). Keeping Too Many Cars.
At some point, you need to ask yourself what exactly you are doing with four cars as a retiree. If you don’t have a good reason for keeping so many cars, you should sell the extra cars, hire someone to use the car for a cab business for you, or give them out to your children, grand children, friends etc. You should also consider that as you get older, walking instead of driving has added health and fitness benefits for you.
5). Underestimating Future Cost of Living.
This is why you should always have a retirement plan laid down. Typically, people underestimate the money they would need to comfortably live on after retirement. This is mainly because they don’t plan for retirement according to their spending habits; they instead plan with the belief that their spending habits would have been reformed by the time they retire, only to find out that is not the case. The general rule of retirement is to set aside 65 to 70% of your current household budget, then factor in every likely and possible expense you would ever incur, even if they seem far-fetched. You need to plan realistically and consider contingencies and unexpected costs.
"How I'm Blessed With 4 Children By God Despite Doctors Saying I Can’t Have Any" - Pastor Biodun Fatoyinbo
Coza Pastor, Biodun Fatoyinbo today revealed how a doctor had told him, himself and his wife will be unable to have children, but today they have four to the glory of God. He shared the good news via social media with the photo below..
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Popular Singer, Beyoncé Puts Her Post-Baby Body on Display After One Month of Welcoming Twins (See Photos)
The singer is already looking fit and fabulous after welcoming twins Rumi and Sir just a month ago. She stepped out for a low-key event celebrating Roc Nation artist Vic Mensa with husband, Jay Z by her side- it’s their event tho- Roc Nation.
At the listening party, the couple hung in the VIP area, and seemed happy and relaxed.
Some Safety Tips That Could Save Your Life
The importance of knowing what to do in times of uncertainty or emergency can never be overemphasized.
Here are some safety tips that could save your life.
1). Save Emergency Numbers
Especially when traveling to new places or environments, you must always know what the local emergency numbers are and have them saved on your phone (have them on speed dial, if possible). Additionally, if you’re traveling overseas, research the phone numbers and address of embassies or consulates you can run to in case of an emergency. Be sure to also review the escape routes of wherever you are at all times. Also, never joke with your security and if you notice any suspicious movement wherever you are, raise an alarm or try to get away from the place to a more public place. Avoid brushing it off as nothing, until you’re absolutely sure it’s nothing.
2). Ensure You Have Remote Wipe Capabilities Set For Your Smart Devices.
This should be especially important to you when traveling because that can be considered a vulnerable period for you. You should ensure remote wipe capabilities are set up for your smartphones, smart devices and even car electronics (if you’re using a private car that has one) so that you can easily erase their contents if they are stolen.
3). If You Have a Physical Car Key, Carry it in Your Hand When Walking in a Parking Lot.
This is to reduce the amount of time it takes to get into your car and start it when in the parking lot, to reduce exposure to car theft or even kidnapping. It should mainly be done at night. In addition, you should not dangle the car key in your hand so someone doesn’t just snatch them from you; you should hold them in your palm and make a fist with them, with some part of the key maybe protruding between your knuckles. Aside keeping your key safe, this can serve as a makeshift weapon for you in case of an attack or emergency.
4). Always Hang Up and Call Back at a Pre-Known Number, Any Call Asking For Private Information or For You To Take Risky Action.
If you receive a call that claims to be from your bank about a potential fraud on your account, you should immediately hang-up and call the bank’s known customer care number to confirm the claims are true. Also, if you’re lodged in a hotel and you receive a call to your room from a hotel staff about a problem with your account or about your room needing repairs or something, you should always hang-up and call the known front-desk number to confirm if this is actually true. Don’t just oblige any request for you to provide private information or make yourself available without first confirming from a pre-known and definitely authentic number, if that is actually the case.
5). Block People’s View of Your Hand When Entering PIN Numbers, Alarm Codes etc.
You might think this is being paranoid, but it’s always better to be safe than sorry. It’s funny that people do not realize that in the age of smartphones and other advanced technology, people can be surreptitiously recording them. People can also purposely pay close attention to the movement of your hand so they can later track you, steal your card (if it’s a debit card PIN number you’re entering) and get access to your account through their mastery of the movement of your hand while entering your PIN. In addition, you should also check the card reader of ATM machines and if they appear to have been tampered with, find another machine to use.
Read More »
Here are some safety tips that could save your life.
1). Save Emergency Numbers
Especially when traveling to new places or environments, you must always know what the local emergency numbers are and have them saved on your phone (have them on speed dial, if possible). Additionally, if you’re traveling overseas, research the phone numbers and address of embassies or consulates you can run to in case of an emergency. Be sure to also review the escape routes of wherever you are at all times. Also, never joke with your security and if you notice any suspicious movement wherever you are, raise an alarm or try to get away from the place to a more public place. Avoid brushing it off as nothing, until you’re absolutely sure it’s nothing.
2). Ensure You Have Remote Wipe Capabilities Set For Your Smart Devices.
This should be especially important to you when traveling because that can be considered a vulnerable period for you. You should ensure remote wipe capabilities are set up for your smartphones, smart devices and even car electronics (if you’re using a private car that has one) so that you can easily erase their contents if they are stolen.
3). If You Have a Physical Car Key, Carry it in Your Hand When Walking in a Parking Lot.
This is to reduce the amount of time it takes to get into your car and start it when in the parking lot, to reduce exposure to car theft or even kidnapping. It should mainly be done at night. In addition, you should not dangle the car key in your hand so someone doesn’t just snatch them from you; you should hold them in your palm and make a fist with them, with some part of the key maybe protruding between your knuckles. Aside keeping your key safe, this can serve as a makeshift weapon for you in case of an attack or emergency.
4). Always Hang Up and Call Back at a Pre-Known Number, Any Call Asking For Private Information or For You To Take Risky Action.
If you receive a call that claims to be from your bank about a potential fraud on your account, you should immediately hang-up and call the bank’s known customer care number to confirm the claims are true. Also, if you’re lodged in a hotel and you receive a call to your room from a hotel staff about a problem with your account or about your room needing repairs or something, you should always hang-up and call the known front-desk number to confirm if this is actually true. Don’t just oblige any request for you to provide private information or make yourself available without first confirming from a pre-known and definitely authentic number, if that is actually the case.
5). Block People’s View of Your Hand When Entering PIN Numbers, Alarm Codes etc.
You might think this is being paranoid, but it’s always better to be safe than sorry. It’s funny that people do not realize that in the age of smartphones and other advanced technology, people can be surreptitiously recording them. People can also purposely pay close attention to the movement of your hand so they can later track you, steal your card (if it’s a debit card PIN number you’re entering) and get access to your account through their mastery of the movement of your hand while entering your PIN. In addition, you should also check the card reader of ATM machines and if they appear to have been tampered with, find another machine to use.
Tennis Star, Serena Williams Says She Never Played Tennis For Money
Serena Williams, 35, recently told Uninterrupted exactly how she handled her first million dollar check, which she says she “never touched.”
“I just put it in the bank and I just remember I went through the drive through to deposit my check,” she said. “They were like, ‘I think you need to come in for this.’ So I ended up going inside.”
She continued, “I should have taken a picture of it. Selfies didn’t exist back then.”
As Williams’ career took off, so did her finances, but the expectant mother says it was just a byproduct of her passion for tennis.
“I’ve actually never played for money. I thought you would just go out there and you would hold a trophy,” she said. “Not once did I think about a check. In fact, when I first turned pro, you had to go pick up your check.”
“At the end of the year, the tournament directors would literally hand me the check because I would never go get it,” she said. “I just played for the love of the sport.”
Williams is due to welcome her first child in September, but that isn’t keeping her off the court.
Earlier this month, she posted a video of herself practicing.
Read More »
“I just put it in the bank and I just remember I went through the drive through to deposit my check,” she said. “They were like, ‘I think you need to come in for this.’ So I ended up going inside.”
She continued, “I should have taken a picture of it. Selfies didn’t exist back then.”
As Williams’ career took off, so did her finances, but the expectant mother says it was just a byproduct of her passion for tennis.
“I’ve actually never played for money. I thought you would just go out there and you would hold a trophy,” she said. “Not once did I think about a check. In fact, when I first turned pro, you had to go pick up your check.”
“At the end of the year, the tournament directors would literally hand me the check because I would never go get it,” she said. “I just played for the love of the sport.”
Williams is due to welcome her first child in September, but that isn’t keeping her off the court.
Earlier this month, she posted a video of herself practicing.
Thursday, July 13, 2017
Check Out This Lovely Pre-Wedding Photos Of A Cute Doctor and A Beautiful Nurse
This cute doctor and his pretty Nurse fiancee are set to tie the knot. Good together!. See more photos below...
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Sport: Chelsea Insist On Signing Morata After Losing Out On Lukaku
One month away from the start of the 2017/2018 football season, reigning champions Chelsea are still without a striker after coach Antonio Conte unceremoniously dispensed of the services of prolific hitman, Diego Costa.
The Blues were looking to sign Romelu Lukaku but were beaten to the deal by Manchester United.
As a result, the London club have now turned their attentions to Real Madrid’s Alvaro Morata and are ready to offer around £70million for the 24-year old.
The Spaniard who scored 20 goals last season is unhappy at Madrid where his first team opportunities are limited and will consider making the switch to Chelsea where he will be tasked with leading the line.
Chelsea are willing to offer him a deal worth more than the £115,000 per week he earns at the Bernabeu.
Toke Makinwa Shows Off Her Nipples In New Bedroom Photos With Skimpy Swimsuit
The Media Personality is sure having fun in Ibiza. See other photos below..
See Photo Of Dino Melaye and Senator Adeleke as They Both Greet With A High Five
We think they have few things in common; lively, go getters, carefree people; they take life lightly. Bubbling dads, fast to dance, and the list is endless!.
Please light up the house!. [Smiles!
Serena Williams Puts Her Baby Bump on Display as She Rocks a Navy Blue Minidress (See Photo)
Despite being about seven months along, Serena Williams continues to radiate her signature glow and bubbly attitude. She took to Instagram to share pictures of her sizeable baby bump clad in a petit navy blue dress and Pregnancy sure looks good on her.
See full photo below..
Ex-Governor of Abia State, Orji Uzor Kalu Says He Will Lead War If Igbos Are Touched
Ex-Governor of Abia State, Orji Uzor Kalu, was a guest on AIT recently where he reacted to the October 1st ultimatum issued to Igbos residing in the North by a coalition of Arewa Youths Organization last month.
According to Daily Trust, Kalu said he would lead a war should any of the youths attempt to actualize the ultimatum.
The former governor said the Arewa youths who issued the ultimatum were only seeking for relevance and that the Igbos would only leave Nigeria if asked to by serious minded individuals.
“Anybody that touches any Igbo man in terms of saying that we should quit; the country will go into war, and I will lead the war if Igbos are touched. I do not believe that in 2017 we should be attacking each other. The quit notice means nothing. No reasonable northern elder will do that. Did Adamu Ciroma sign? Did Babangida sign? Did Abdulsalam sign? Aliko Dangote? When you say northern elders, I don’t know whether Sultan of Sokoto, Emir of Kano, Emir of Zazzau and his likes are asking us to quit. If all these people come out and say we should quit, we will quit. We are not afraid of quitting, we have a place to go. But Nigeria’s unity is more important”he said.
He also described the call for secession by the IPOB leader, Nnamdi Kanu, as a waste of time.
Read More »
According to Daily Trust, Kalu said he would lead a war should any of the youths attempt to actualize the ultimatum.
The former governor said the Arewa youths who issued the ultimatum were only seeking for relevance and that the Igbos would only leave Nigeria if asked to by serious minded individuals.
“Anybody that touches any Igbo man in terms of saying that we should quit; the country will go into war, and I will lead the war if Igbos are touched. I do not believe that in 2017 we should be attacking each other. The quit notice means nothing. No reasonable northern elder will do that. Did Adamu Ciroma sign? Did Babangida sign? Did Abdulsalam sign? Aliko Dangote? When you say northern elders, I don’t know whether Sultan of Sokoto, Emir of Kano, Emir of Zazzau and his likes are asking us to quit. If all these people come out and say we should quit, we will quit. We are not afraid of quitting, we have a place to go. But Nigeria’s unity is more important”he said.
He also described the call for secession by the IPOB leader, Nnamdi Kanu, as a waste of time.
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