This is a Dope New Track by Susuma Shado Featuring Wisa, This one is Titled Djonjor. Proudly Produced By Chapterbeat.
Download and Enjoy!
Click here to DOWNLOAD
Monday, July 17, 2017
[MUSIC] Susuma Shado Ft. Wisa - Djonjor (Prod. By Chapterbeat)
This is a Dope New Track by Susuma Shado Featuring Wisa, This one is Titled Djonjor. Proudly Produced By Chapterbeat.
Download and Enjoy!
Click here to DOWNLOAD
Important Things To Understand In Technology Industry
There is a lot more to the tech industry than we realize. There are many opportunities to explore in the industry and many misconceptions to dispel; there are also some dynamics to understand, the knowledge of which can help you make smart investments in the tech industry.
Here are some things to know in technology industry.
1). The Industry is Not all About Coding.
The tech industry consists of a lot more than coding. There are lot of jobs and technical skills available in the tech industry aside coding and programming, some of which include: design, data analysis, setting up systems and processes, project management, technical writing, web hosting and so on.
2). Proficiency in Coding Does Not Depend on How Good You are at Math or Science.
Coding is about problem solving and logic, and you will find that some of the best coders admit to not being good at or even liking math or science. In fact, coding is easier learned by those coming from backgrounds or professions where problem-solving skills, as well as attention to detail, are involved.
3). There is Room for Creativity.
Most people associate technical jobs like those in the tech industry, with a lack of creativity. However, the tech industry is all about finding creative ways to solve the world’s tech problems. Aside the data science field in the tech industry, there is also a design field that relies on creativity to come up with attractive phone and laptop designs, as well as website designs and other tech designs we see.
4). The Tech Industry is Not Entirely Male Dominated.
It is true that a large percentage of the tech industry is made up of men, but the industry is not completely male dominated. For example, the data science field of the tech industry is mostly made up of men, but the design fields have a larger percentage of women. As much as there might be a lot of men in the tech industry, there is still room for women who are passionate about tech.
5). Profit Margins Really Matter.
In the tech industry, competition tends to be fierce and this makes it difficult for companies to maintain their profit margins over the long term. This can lead to disastrous results for investors, as a result investors are very particular about profit margins. Therefore, before buying stocks in the tech industry, investors carefully consider if the company will be able to maintain its pricing power over the long term.
Read More »
Here are some things to know in technology industry.
1). The Industry is Not all About Coding.
The tech industry consists of a lot more than coding. There are lot of jobs and technical skills available in the tech industry aside coding and programming, some of which include: design, data analysis, setting up systems and processes, project management, technical writing, web hosting and so on.
2). Proficiency in Coding Does Not Depend on How Good You are at Math or Science.
Coding is about problem solving and logic, and you will find that some of the best coders admit to not being good at or even liking math or science. In fact, coding is easier learned by those coming from backgrounds or professions where problem-solving skills, as well as attention to detail, are involved.
3). There is Room for Creativity.
Most people associate technical jobs like those in the tech industry, with a lack of creativity. However, the tech industry is all about finding creative ways to solve the world’s tech problems. Aside the data science field in the tech industry, there is also a design field that relies on creativity to come up with attractive phone and laptop designs, as well as website designs and other tech designs we see.
4). The Tech Industry is Not Entirely Male Dominated.
It is true that a large percentage of the tech industry is made up of men, but the industry is not completely male dominated. For example, the data science field of the tech industry is mostly made up of men, but the design fields have a larger percentage of women. As much as there might be a lot of men in the tech industry, there is still room for women who are passionate about tech.
5). Profit Margins Really Matter.
In the tech industry, competition tends to be fierce and this makes it difficult for companies to maintain their profit margins over the long term. This can lead to disastrous results for investors, as a result investors are very particular about profit margins. Therefore, before buying stocks in the tech industry, investors carefully consider if the company will be able to maintain its pricing power over the long term.
Police Arrested 200-Level Computer Science Student For Killing Tricycle Operator In Abia (Photo)
Police detectives attached to the Umuahia Central Police Station have arrested a 200-level student of Computer Science in Abia, Chinonso Ibekwe, for allegedly strangling a tricycle operator, one Peter Eseonu, to death in Umuahia.
It was gathered that Ibekwe had boarded the deceased tricycle, claiming that he was going to pick some harvested farm produce from his mother’s farm at Amuzukwu, a suburb of the Abia capital city.
The suspect attacked his victim on arriving the farm, strangled him with a rope and dumped his body in a ditch in the area, while he made away with his tricycle.
It was learnt that an unnamed man, who was defaecating in the bush, witnessed the incident and later raised the alarm in the community.
Oyebade said the suspect was arrested sequel to information received on the missing of the 67-year-old Eseonu, who hailed from Ekenaobizi Umuopara, Umuahia.
He said police operatives swooped on the suspect, who later gave the police information that led to the discovery of the decomposing body of the deceased.
The CP added that the body of the deceased had been deposited in an undisclosed morgue for preservation and autopsy, while the 25-year-old Ibekwe had been charged to court and remanded in the prison custody.
Source: Punch Metro.
Read More »
It was gathered that Ibekwe had boarded the deceased tricycle, claiming that he was going to pick some harvested farm produce from his mother’s farm at Amuzukwu, a suburb of the Abia capital city.
The suspect attacked his victim on arriving the farm, strangled him with a rope and dumped his body in a ditch in the area, while he made away with his tricycle.
It was learnt that an unnamed man, who was defaecating in the bush, witnessed the incident and later raised the alarm in the community.
Oyebade said the suspect was arrested sequel to information received on the missing of the 67-year-old Eseonu, who hailed from Ekenaobizi Umuopara, Umuahia.
He said police operatives swooped on the suspect, who later gave the police information that led to the discovery of the decomposing body of the deceased.
The CP added that the body of the deceased had been deposited in an undisclosed morgue for preservation and autopsy, while the 25-year-old Ibekwe had been charged to court and remanded in the prison custody.
Source: Punch Metro.
Tips For Successful Visa Interview
A visit to the different embassies in Lagos and Abuja will give you a fair idea of the number of Nigerians who want to jet out of the country. Getting the visa for some is like a lifeline. It is either they get it or nothing else. Rejection for them is unacceptable.
Below are tips for successful Visa Interview
1). Forget about all the stories of rejection you have heard
There are lots of stories about the mean consular officers at the embassies and their knack for rejecting visa applications. Do not allow these stories to get to you. Have a positive mental attitude and you will be surprised that if you genuinely respond to interview questions, you will get the visa.
2). Arrive very early
There is no African time in this case. As early as 7 am some embassies have kicked off their screening. If you are late, your chances of even being allowed into the premises are very slim let alone being interviewed.
3). Prepare yourself for questions
You should be prepared to say everything about yourself and your work. So, when answering the questions, you should focus on demonstrating that you meet the requirements for getting a particular visa category and of course, do not lie.
4). Carry with the right documents.
It is foolhardy when you arrive for an interview and you do not have the correct documents. Your interview is already jeopardised. It is essential that you carry the necessary documents.
5). Familiarise yourself with your application materials.
Do not just carry the right documents, you have to also familiarise yourself with these documents. Additionally, arrange them in such a way that you can easily access any document when it is requested.
6). Address any potential language issues.
If you have an accent (Yoruba, Hausa or Ibo) that could potentially be difficult for a consular officer to understand you, make sure you speak slowly. At the same time, if you cannot understand what the consular officer is saying, do not be afraid to tell him/her. It is for your own good.
7). Dress for success.
Dress for your visa interview like you will dress for a job interview. You must appear businesslike.
8). Pray.
We are very religious people in Nigeria. We 'love' God so much. There is absolutely nothing wrong with praying for your visa application to go smoothly. However, you must do all the aforementioned. Like they say work and pray.
Read More »
Below are tips for successful Visa Interview
1). Forget about all the stories of rejection you have heard
There are lots of stories about the mean consular officers at the embassies and their knack for rejecting visa applications. Do not allow these stories to get to you. Have a positive mental attitude and you will be surprised that if you genuinely respond to interview questions, you will get the visa.
2). Arrive very early
There is no African time in this case. As early as 7 am some embassies have kicked off their screening. If you are late, your chances of even being allowed into the premises are very slim let alone being interviewed.
3). Prepare yourself for questions
You should be prepared to say everything about yourself and your work. So, when answering the questions, you should focus on demonstrating that you meet the requirements for getting a particular visa category and of course, do not lie.
4). Carry with the right documents.
It is foolhardy when you arrive for an interview and you do not have the correct documents. Your interview is already jeopardised. It is essential that you carry the necessary documents.
5). Familiarise yourself with your application materials.
Do not just carry the right documents, you have to also familiarise yourself with these documents. Additionally, arrange them in such a way that you can easily access any document when it is requested.
6). Address any potential language issues.
If you have an accent (Yoruba, Hausa or Ibo) that could potentially be difficult for a consular officer to understand you, make sure you speak slowly. At the same time, if you cannot understand what the consular officer is saying, do not be afraid to tell him/her. It is for your own good.
7). Dress for success.
Dress for your visa interview like you will dress for a job interview. You must appear businesslike.
8). Pray.
We are very religious people in Nigeria. We 'love' God so much. There is absolutely nothing wrong with praying for your visa application to go smoothly. However, you must do all the aforementioned. Like they say work and pray.
Can You Identify The Celebs In This Throwback Pic?
They dated, have a son together, both married now to different partners but are still relevant in the world they represent. Can you guess who they are?
See the photo below..
Also, the son they had back then, is also very famous now. Do you now know them? Lol. We love this photo! Yay!!
Read More »
See the photo below..
Also, the son they had back then, is also very famous now. Do you now know them? Lol. We love this photo! Yay!!
5 Important Things Pastors Should Know About The Church Ladies
Recently I was speaking with a pastor who had come to me for counsel on how to bring his dying church back to life. I was somewhat taken aback by his remark at the very beginning of our conversation: “Deb, I value all you have to tell me, but let’s just cut to the chase. I need someone to help me figure out what to do with all of the angry, bitter women in my church!”
I was taken aback for a number of reasons, but mostly I was sad that he had missed the point, as have so many other pastors when it comes to “dealing with” the women in their churches.
This pastor, as so many others, knew there was a problem, and he knew that in part he had to figure out how to deal with the unhappy women in his flock. But what he failed to understand was that his church was suffering, not in addition to the problem he saw in his female members, but in part because of the problem he saw in his female members.
You see, Paul very aptly referred to women as “managers of the house” in Titus 2, but this extends beyond the home. God created women with unique abilities to manage the house, His house, and there is nothing less productive than discontent and unhappy managers. What so many pastors are failing to see is the absolute necessity of addressing the needs of their managers, the ones in the church who organize and efficiently keep the church family in running order—the women.
Simply put, pastors need to minister to their managers. If they don’t, the managers will become discontent and lonely, both of which will lead to anger and eventual all-out defection. Truly, a lot of this is a gender issue: men and women speak different languages. We relate differently and work differently, but there are a few very basic ways that all pastors can better serve the women in their churches—the managers of God’s house—so that the local church will flourish instead of fade.
1). Listen to Them
When a woman comes to you, she wants to talk to you, but she also yearns to be listened to by you. Nothing will hurt the women in your church more than to feel that they are burdensome and that your time is too valuable to waste on them.
Women are extraordinarily relational, and in that, we thrive on communication. Much of that communication is successful when we see you making eye contact when we talk, giving us a few minutes of that eye contact, and then talking to us. Don’t throw a book at us or refer us to another woman without first listening to what we are saying and then responding to us. You don’t have to spend an inordinate amount of time in uncomfortable conversation. Simple eye contact and attention are worth hours and hours in your office.
2). Value Them .
As I stated earlier, women are uniquely gifted by God to multi-task, to manage things, and these traits make us invaluable to the operation of any church. However, when a woman is relegated to nursery duty or child care, simply because she is a woman, valuable and timeless service is lost. That is not to say that childcare and nursery duty are unimportant. These little ones are precious, and it is a privilege to care for them. Many are called to that—men and women alike. My point is that many are not.
When a pastor makes it clear that the women in his church are needed to cook and care for the children exclusively, he has devalued the prayer warriors and teachers and ministers in his flock who happen to also be women. The bible very clearly states that gifts are given to all in like manner and that we all have a role to play in the family. My contention is that if God uniquely designed women to manage the house, then a pastor is leading poorly who doesn’t utilize that particular gifting.
Pastors, value us as fellow heirs with Christ, and inasmuch as this is true, value us within our particular gifts. I promise you, we aren’t trying to usurp. We are trying to serve and to be valued within that service.
3). Accommodate Them.
There is absolutely no getting around the fact that men are different than women. We speak “women speak,” if you will, and men speak “men speak.” I hear and understand better from a woman, just as my husband will hear and understand better from a man. Consequently, denying women’s bible study or women’s functions, such as retreats and conferences, is a detriment to the spiritual growth of the women in your church. These are not meant to be replacements to Sunday morning where we hear directly from our pastors (as I’ve heard many pastors lament), but they are meant to enrich and edify us on a feminine level.
Furthermore, do not relegate us to studies of “women’s issues” or “motherhood issues,” though both have their places. The fact is that women can and should learn doctrine and Scripture throughout the week. Additionally, it is often advantageous for us to hear it from a woman. Too many pastors have determined that women must only hear women speak on women’s topics and that only men can speak on doctrinal or Scriptural ones. What a disservice they do to the women in their congregations, and this sort of disservice does not go unnoticed.
4). Appreciate and Acknowledge Them.
I wish I had a nickel for every woman who has come to me in dejection, simply because she feels her pastor doesn’t appreciate her. Again, because women are relational, we need words. We need to hear you tell us you appreciate and notice what we do in the church as we manage. I would venture to say that the men in your church need that too, but all too often I hear pastors acknowledge the work of the elders and male leaders in the church, yet say very little about the female leaders and workers there.
When a woman who is managing and working in your church doesn’t hear you tell her that she is appreciated, she may think, “It doesn’t matter what I do anyway. He’s not going to notice, and he doesn’t care.” No happy manager says that, but there is an easy solution.
You are the pastor, and as such, you must lead with compassion and caring for all of your congregation. If you want your managers to remain loyal and engaged, acknowledge them. Appreciate them. It will go a long way.
5). Utilize Them.
Women aren’t problems to be solved or issues to be contended with. We are uniquely gifted to further the Kingdom-building work in our local churches. We can see solutions to problems that the men in your church may not. We can relate on an emotional level and help in ways that, quite frankly, men simply cannot do. If you aren’t utilizing the women in your church in an active and obvious manner, you are not only risking their discontentment, you are missing the boat on great counsel and talent.
Utilize us. We have so much to offer, so much wisdom to give, so many points of view that you may not have even considered. God created us not as less than, but as different. Those differences might just be the key to the success of your church and the more important spread of the Gospel of Jesus Christ.
Are you ministering to your managers? The answer could mean the difference between a healthy and happy church and one that’s simply not.
Written by Dr. (Mrs) Deborah Waterbury (An Author).
Read More »
I was taken aback for a number of reasons, but mostly I was sad that he had missed the point, as have so many other pastors when it comes to “dealing with” the women in their churches.
This pastor, as so many others, knew there was a problem, and he knew that in part he had to figure out how to deal with the unhappy women in his flock. But what he failed to understand was that his church was suffering, not in addition to the problem he saw in his female members, but in part because of the problem he saw in his female members.
You see, Paul very aptly referred to women as “managers of the house” in Titus 2, but this extends beyond the home. God created women with unique abilities to manage the house, His house, and there is nothing less productive than discontent and unhappy managers. What so many pastors are failing to see is the absolute necessity of addressing the needs of their managers, the ones in the church who organize and efficiently keep the church family in running order—the women.
Simply put, pastors need to minister to their managers. If they don’t, the managers will become discontent and lonely, both of which will lead to anger and eventual all-out defection. Truly, a lot of this is a gender issue: men and women speak different languages. We relate differently and work differently, but there are a few very basic ways that all pastors can better serve the women in their churches—the managers of God’s house—so that the local church will flourish instead of fade.
1). Listen to Them
When a woman comes to you, she wants to talk to you, but she also yearns to be listened to by you. Nothing will hurt the women in your church more than to feel that they are burdensome and that your time is too valuable to waste on them.
Women are extraordinarily relational, and in that, we thrive on communication. Much of that communication is successful when we see you making eye contact when we talk, giving us a few minutes of that eye contact, and then talking to us. Don’t throw a book at us or refer us to another woman without first listening to what we are saying and then responding to us. You don’t have to spend an inordinate amount of time in uncomfortable conversation. Simple eye contact and attention are worth hours and hours in your office.
2). Value Them .
As I stated earlier, women are uniquely gifted by God to multi-task, to manage things, and these traits make us invaluable to the operation of any church. However, when a woman is relegated to nursery duty or child care, simply because she is a woman, valuable and timeless service is lost. That is not to say that childcare and nursery duty are unimportant. These little ones are precious, and it is a privilege to care for them. Many are called to that—men and women alike. My point is that many are not.
When a pastor makes it clear that the women in his church are needed to cook and care for the children exclusively, he has devalued the prayer warriors and teachers and ministers in his flock who happen to also be women. The bible very clearly states that gifts are given to all in like manner and that we all have a role to play in the family. My contention is that if God uniquely designed women to manage the house, then a pastor is leading poorly who doesn’t utilize that particular gifting.
Pastors, value us as fellow heirs with Christ, and inasmuch as this is true, value us within our particular gifts. I promise you, we aren’t trying to usurp. We are trying to serve and to be valued within that service.
3). Accommodate Them.
There is absolutely no getting around the fact that men are different than women. We speak “women speak,” if you will, and men speak “men speak.” I hear and understand better from a woman, just as my husband will hear and understand better from a man. Consequently, denying women’s bible study or women’s functions, such as retreats and conferences, is a detriment to the spiritual growth of the women in your church. These are not meant to be replacements to Sunday morning where we hear directly from our pastors (as I’ve heard many pastors lament), but they are meant to enrich and edify us on a feminine level.
Furthermore, do not relegate us to studies of “women’s issues” or “motherhood issues,” though both have their places. The fact is that women can and should learn doctrine and Scripture throughout the week. Additionally, it is often advantageous for us to hear it from a woman. Too many pastors have determined that women must only hear women speak on women’s topics and that only men can speak on doctrinal or Scriptural ones. What a disservice they do to the women in their congregations, and this sort of disservice does not go unnoticed.
4). Appreciate and Acknowledge Them.
I wish I had a nickel for every woman who has come to me in dejection, simply because she feels her pastor doesn’t appreciate her. Again, because women are relational, we need words. We need to hear you tell us you appreciate and notice what we do in the church as we manage. I would venture to say that the men in your church need that too, but all too often I hear pastors acknowledge the work of the elders and male leaders in the church, yet say very little about the female leaders and workers there.
When a woman who is managing and working in your church doesn’t hear you tell her that she is appreciated, she may think, “It doesn’t matter what I do anyway. He’s not going to notice, and he doesn’t care.” No happy manager says that, but there is an easy solution.
You are the pastor, and as such, you must lead with compassion and caring for all of your congregation. If you want your managers to remain loyal and engaged, acknowledge them. Appreciate them. It will go a long way.
5). Utilize Them.
Women aren’t problems to be solved or issues to be contended with. We are uniquely gifted to further the Kingdom-building work in our local churches. We can see solutions to problems that the men in your church may not. We can relate on an emotional level and help in ways that, quite frankly, men simply cannot do. If you aren’t utilizing the women in your church in an active and obvious manner, you are not only risking their discontentment, you are missing the boat on great counsel and talent.
Utilize us. We have so much to offer, so much wisdom to give, so many points of view that you may not have even considered. God created us not as less than, but as different. Those differences might just be the key to the success of your church and the more important spread of the Gospel of Jesus Christ.
Are you ministering to your managers? The answer could mean the difference between a healthy and happy church and one that’s simply not.
Written by Dr. (Mrs) Deborah Waterbury (An Author).
Famous Actress, Omoni Oboli Says She Don’t Know If She Keeps Her Home Intact
After 17 years of Marriage, Nollywood Actress and Producer, Omoni Oboli, is in a good position to give advice on marriage.
In a recent interview with Punch, when asked how she has kept her home intact, she said she does not take credit for it.
She said:
I don’t know if I keep my home intact; I believe God does that for me. There are many women who do the right things and show up at every time for their husbands and still get the short end of the stick. So I don’t take credit for it. I have my moments and he does too, but somehow it has never tipped the scale and that’s because God made it possible.
Nevertheless, I believe that when you understand that you’re both different individuals who have become one, then you can try to weather any storm, knowing that if you don’t, both of you will have a dreadful life in that marriage. Enjoy it and seek for the things that make for peace because life is too short to waste it fighting.
I have an understanding husband who knows what my job entails and I don’t disrespect him, so we assume responsibilities to fill up the gaps that the other is lacking. My career keeps me away from my family often, but with love and understanding, family and career have never been at war in my home.
Saturday, July 15, 2017
Another Bobrisky Is Here, Meet Young Boy Who Is Ready To Dethrone Bobrisky With His Hot Woman Assets (Photos)
Damn! Brother And Sister… Endtime Is Here! See some ladies’ goals in life… Meet this young man flaunting his curves all over the internet… I am sure his DM is full.
Pictures were shared by Ahwe Vera Williamz, and it was captioned;
"Fine boy like dis my hrt is heavy
, bobrisky dont evn luk as curvy as dis. All u had to do was date a slim chick nd see hw cute u both wud av looked buh".
See some photos below..
[VIDEO HIGHLIGHT] Sydney FC 0 – 2 Arsenal (2017 International Friendlies)
Arsenal recorded a comfortable victory over Sydney FC to begin their pre-season campaign, with Alexandre Lacazette making a dream debut.
Alexandre Lacazette made a stunning start to his Arsenal career by scoring on his debut to wrap up a 2-0 victory over Sydney FC.
Download and Enjoy!
Click here to DOWNLOAD HIGHLIGHT
Common Retirement Mistakes People Do
It is important to start preparing for retirement early to avoid being tragically unprepared when the time comes. In the process of retirement preparation, it is also important to note the retirement mistakes most commonly made.
Below are some common retirement mistakes people make.
1). Relocating Without Knowing the Place.
Most people decide to move to a more rural setting when they retire, because they consider it quieter and more relaxed than the city life they’ve had. Some also do it to be closer to their families. However, the mistake most people make is not knowing the area they are moving too well, so what was intended to be a relaxing getaway becomes a stressful experience that defeats the point of relocating. Rather than relocating immediately to a new place, first rent an apartment in the area and get a feel of the place for at least a year. If you are satisfied with your experience then you can consider buying property there and relocating completely.
2). Not Knowing What To Do With Your Time.
A lot of people spend time trying to figure out what to do with their money after retirement, but few people think of what to do with their time. If you don’t have a plan on how to spend your time after retirement, it can make the process a bit more difficult, because you might find yourself feeling useless and even depressed about it at some point. Try to find a hobby or side job that you enjoy, that won’t be too stressful or place too much of a demand on you, and use it to occupy yourself after retirement. Don’t make the mistake of thinking you will automatically be happier after retirement, because boredom and the feeling of uselessness can easily taint that happiness. Most times, retirement is not what people actually want, even though they spend all their time dreaming of it, they actually just want to finally do something they can enjoy and have more control over.
3). Falling Into The Temptation of ‘Post-Retirement Spending Hike’.
Though many retirees intend to spend less after retirement, they actually end up spending more in their first few years of retirement. This is mainly because of the excitement of finally ‘being free!’. You, therefore, see these retirees begin to do things they’ve always been ‘dying to do’ without really minding the cost. It is important for people to take note of this possible spending hike and use a budget to efficiently plan for it. You must stick to the budget and agree to let go of anything you know you won’t be able to realistically afford. It’s better to be responsible with your money and avoid regrets later.
4). Keeping Too Many Cars.
At some point, you need to ask yourself what exactly you are doing with four cars as a retiree. If you don’t have a good reason for keeping so many cars, you should sell the extra cars, hire someone to use the car for a cab business for you, or give them out to your children, grand children, friends etc. You should also consider that as you get older, walking instead of driving has added health and fitness benefits for you.
5). Underestimating Future Cost of Living.
This is why you should always have a retirement plan laid down. Typically, people underestimate the money they would need to comfortably live on after retirement. This is mainly because they don’t plan for retirement according to their spending habits; they instead plan with the belief that their spending habits would have been reformed by the time they retire, only to find out that is not the case. The general rule of retirement is to set aside 65 to 70% of your current household budget, then factor in every likely and possible expense you would ever incur, even if they seem far-fetched. You need to plan realistically and consider contingencies and unexpected costs.
Read More »
Below are some common retirement mistakes people make.
1). Relocating Without Knowing the Place.
Most people decide to move to a more rural setting when they retire, because they consider it quieter and more relaxed than the city life they’ve had. Some also do it to be closer to their families. However, the mistake most people make is not knowing the area they are moving too well, so what was intended to be a relaxing getaway becomes a stressful experience that defeats the point of relocating. Rather than relocating immediately to a new place, first rent an apartment in the area and get a feel of the place for at least a year. If you are satisfied with your experience then you can consider buying property there and relocating completely.
2). Not Knowing What To Do With Your Time.
A lot of people spend time trying to figure out what to do with their money after retirement, but few people think of what to do with their time. If you don’t have a plan on how to spend your time after retirement, it can make the process a bit more difficult, because you might find yourself feeling useless and even depressed about it at some point. Try to find a hobby or side job that you enjoy, that won’t be too stressful or place too much of a demand on you, and use it to occupy yourself after retirement. Don’t make the mistake of thinking you will automatically be happier after retirement, because boredom and the feeling of uselessness can easily taint that happiness. Most times, retirement is not what people actually want, even though they spend all their time dreaming of it, they actually just want to finally do something they can enjoy and have more control over.
3). Falling Into The Temptation of ‘Post-Retirement Spending Hike’.
Though many retirees intend to spend less after retirement, they actually end up spending more in their first few years of retirement. This is mainly because of the excitement of finally ‘being free!’. You, therefore, see these retirees begin to do things they’ve always been ‘dying to do’ without really minding the cost. It is important for people to take note of this possible spending hike and use a budget to efficiently plan for it. You must stick to the budget and agree to let go of anything you know you won’t be able to realistically afford. It’s better to be responsible with your money and avoid regrets later.
4). Keeping Too Many Cars.
At some point, you need to ask yourself what exactly you are doing with four cars as a retiree. If you don’t have a good reason for keeping so many cars, you should sell the extra cars, hire someone to use the car for a cab business for you, or give them out to your children, grand children, friends etc. You should also consider that as you get older, walking instead of driving has added health and fitness benefits for you.
5). Underestimating Future Cost of Living.
This is why you should always have a retirement plan laid down. Typically, people underestimate the money they would need to comfortably live on after retirement. This is mainly because they don’t plan for retirement according to their spending habits; they instead plan with the belief that their spending habits would have been reformed by the time they retire, only to find out that is not the case. The general rule of retirement is to set aside 65 to 70% of your current household budget, then factor in every likely and possible expense you would ever incur, even if they seem far-fetched. You need to plan realistically and consider contingencies and unexpected costs.
"How I'm Blessed With 4 Children By God Despite Doctors Saying I Can’t Have Any" - Pastor Biodun Fatoyinbo
Coza Pastor, Biodun Fatoyinbo today revealed how a doctor had told him, himself and his wife will be unable to have children, but today they have four to the glory of God. He shared the good news via social media with the photo below..
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Popular Singer, Beyoncé Puts Her Post-Baby Body on Display After One Month of Welcoming Twins (See Photos)
The singer is already looking fit and fabulous after welcoming twins Rumi and Sir just a month ago. She stepped out for a low-key event celebrating Roc Nation artist Vic Mensa with husband, Jay Z by her side- it’s their event tho- Roc Nation.
At the listening party, the couple hung in the VIP area, and seemed happy and relaxed.
Some Safety Tips That Could Save Your Life
The importance of knowing what to do in times of uncertainty or emergency can never be overemphasized.
Here are some safety tips that could save your life.
1). Save Emergency Numbers
Especially when traveling to new places or environments, you must always know what the local emergency numbers are and have them saved on your phone (have them on speed dial, if possible). Additionally, if you’re traveling overseas, research the phone numbers and address of embassies or consulates you can run to in case of an emergency. Be sure to also review the escape routes of wherever you are at all times. Also, never joke with your security and if you notice any suspicious movement wherever you are, raise an alarm or try to get away from the place to a more public place. Avoid brushing it off as nothing, until you’re absolutely sure it’s nothing.
2). Ensure You Have Remote Wipe Capabilities Set For Your Smart Devices.
This should be especially important to you when traveling because that can be considered a vulnerable period for you. You should ensure remote wipe capabilities are set up for your smartphones, smart devices and even car electronics (if you’re using a private car that has one) so that you can easily erase their contents if they are stolen.
3). If You Have a Physical Car Key, Carry it in Your Hand When Walking in a Parking Lot.
This is to reduce the amount of time it takes to get into your car and start it when in the parking lot, to reduce exposure to car theft or even kidnapping. It should mainly be done at night. In addition, you should not dangle the car key in your hand so someone doesn’t just snatch them from you; you should hold them in your palm and make a fist with them, with some part of the key maybe protruding between your knuckles. Aside keeping your key safe, this can serve as a makeshift weapon for you in case of an attack or emergency.
4). Always Hang Up and Call Back at a Pre-Known Number, Any Call Asking For Private Information or For You To Take Risky Action.
If you receive a call that claims to be from your bank about a potential fraud on your account, you should immediately hang-up and call the bank’s known customer care number to confirm the claims are true. Also, if you’re lodged in a hotel and you receive a call to your room from a hotel staff about a problem with your account or about your room needing repairs or something, you should always hang-up and call the known front-desk number to confirm if this is actually true. Don’t just oblige any request for you to provide private information or make yourself available without first confirming from a pre-known and definitely authentic number, if that is actually the case.
5). Block People’s View of Your Hand When Entering PIN Numbers, Alarm Codes etc.
You might think this is being paranoid, but it’s always better to be safe than sorry. It’s funny that people do not realize that in the age of smartphones and other advanced technology, people can be surreptitiously recording them. People can also purposely pay close attention to the movement of your hand so they can later track you, steal your card (if it’s a debit card PIN number you’re entering) and get access to your account through their mastery of the movement of your hand while entering your PIN. In addition, you should also check the card reader of ATM machines and if they appear to have been tampered with, find another machine to use.
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Here are some safety tips that could save your life.
1). Save Emergency Numbers
Especially when traveling to new places or environments, you must always know what the local emergency numbers are and have them saved on your phone (have them on speed dial, if possible). Additionally, if you’re traveling overseas, research the phone numbers and address of embassies or consulates you can run to in case of an emergency. Be sure to also review the escape routes of wherever you are at all times. Also, never joke with your security and if you notice any suspicious movement wherever you are, raise an alarm or try to get away from the place to a more public place. Avoid brushing it off as nothing, until you’re absolutely sure it’s nothing.
2). Ensure You Have Remote Wipe Capabilities Set For Your Smart Devices.
This should be especially important to you when traveling because that can be considered a vulnerable period for you. You should ensure remote wipe capabilities are set up for your smartphones, smart devices and even car electronics (if you’re using a private car that has one) so that you can easily erase their contents if they are stolen.
3). If You Have a Physical Car Key, Carry it in Your Hand When Walking in a Parking Lot.
This is to reduce the amount of time it takes to get into your car and start it when in the parking lot, to reduce exposure to car theft or even kidnapping. It should mainly be done at night. In addition, you should not dangle the car key in your hand so someone doesn’t just snatch them from you; you should hold them in your palm and make a fist with them, with some part of the key maybe protruding between your knuckles. Aside keeping your key safe, this can serve as a makeshift weapon for you in case of an attack or emergency.
4). Always Hang Up and Call Back at a Pre-Known Number, Any Call Asking For Private Information or For You To Take Risky Action.
If you receive a call that claims to be from your bank about a potential fraud on your account, you should immediately hang-up and call the bank’s known customer care number to confirm the claims are true. Also, if you’re lodged in a hotel and you receive a call to your room from a hotel staff about a problem with your account or about your room needing repairs or something, you should always hang-up and call the known front-desk number to confirm if this is actually true. Don’t just oblige any request for you to provide private information or make yourself available without first confirming from a pre-known and definitely authentic number, if that is actually the case.
5). Block People’s View of Your Hand When Entering PIN Numbers, Alarm Codes etc.
You might think this is being paranoid, but it’s always better to be safe than sorry. It’s funny that people do not realize that in the age of smartphones and other advanced technology, people can be surreptitiously recording them. People can also purposely pay close attention to the movement of your hand so they can later track you, steal your card (if it’s a debit card PIN number you’re entering) and get access to your account through their mastery of the movement of your hand while entering your PIN. In addition, you should also check the card reader of ATM machines and if they appear to have been tampered with, find another machine to use.
Tennis Star, Serena Williams Says She Never Played Tennis For Money
Serena Williams, 35, recently told Uninterrupted exactly how she handled her first million dollar check, which she says she “never touched.”
“I just put it in the bank and I just remember I went through the drive through to deposit my check,” she said. “They were like, ‘I think you need to come in for this.’ So I ended up going inside.”
She continued, “I should have taken a picture of it. Selfies didn’t exist back then.”
As Williams’ career took off, so did her finances, but the expectant mother says it was just a byproduct of her passion for tennis.
“I’ve actually never played for money. I thought you would just go out there and you would hold a trophy,” she said. “Not once did I think about a check. In fact, when I first turned pro, you had to go pick up your check.”
“At the end of the year, the tournament directors would literally hand me the check because I would never go get it,” she said. “I just played for the love of the sport.”
Williams is due to welcome her first child in September, but that isn’t keeping her off the court.
Earlier this month, she posted a video of herself practicing.
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“I just put it in the bank and I just remember I went through the drive through to deposit my check,” she said. “They were like, ‘I think you need to come in for this.’ So I ended up going inside.”
She continued, “I should have taken a picture of it. Selfies didn’t exist back then.”
As Williams’ career took off, so did her finances, but the expectant mother says it was just a byproduct of her passion for tennis.
“I’ve actually never played for money. I thought you would just go out there and you would hold a trophy,” she said. “Not once did I think about a check. In fact, when I first turned pro, you had to go pick up your check.”
“At the end of the year, the tournament directors would literally hand me the check because I would never go get it,” she said. “I just played for the love of the sport.”
Williams is due to welcome her first child in September, but that isn’t keeping her off the court.
Earlier this month, she posted a video of herself practicing.
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